IHOS specializes in workers’ compensation insurance coverage for the general aviation industry. Based in Sarasota, Florida, we work with a nationwide network of partner agents and brokers to offer coverage in all non-monopolistic states except Alaska.

Our experience and expertise in providing workers’ compensation coverage, risk-management and HR solutions extends to a full range of general aviation businesses: Fixed Base Operators (FBOs), Maintenance Repair and Overhaul operations (MROs), Municipal Airports, Airline Services, Aviation Manufacturers and Suppliers, Charter Operators, Flight Schools, and Corporate/Industrial Aid..

In Florida alone, the assigned risk pool or theĀ Florida Workers’ Compensation Joint Underwriting Association (FWCJUA), charges a surcharge based on the tier level you are assigned and it ranges from 5% to 42% of your estimated annual premium orĀ Tier (1, 2, or 3) =’s Surcharge [Estimated Annual Premium x 5%, 20% or 42%].

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