We encourage you to research other pet insurance companies.
Based on our research and customer feedback we have chosen to partner with Trupanion. Trupanion strives to be upfront and honest about what their plan provides. They are a team of pet lovers who work with cats and dogs by their side, and they want all pets to receive the best insurance coverage possible.
We don’t think that every pet insurance company has what it takes to protect your family members. Trupanion offers 90% coverage of eligible conditions*, no payout limits, vet direct pay and one simple plan that always provides the best coverage, because we know it will help your pet when it matters most. They stand out in the pet insurance industry, because they do what it takes to offer peace of mind to loving pet owners.
Trupanion provides more than traditional pet insurance.
Our love for pets is the reason we offer insurance and why our policies are written with pets and pet owners in mind. We don’t think that traditional pet insurance has what it takes to protect pets, so we differentiate ourselves by offering ‘medical insurance for cats and dogs’ that puts pets first.
Traditional Pet Insurance Is:
Waiting to get reimbursed for a claim and having to pay the whole portion of your bill upfront.
Sacrificing quality care for a cheaper monthly rate.
Claim payouts restricted by insurance company defined rates, and payouts not based on your actual bill.
Annual deductibles that keep you paying for the same condition over and over.
Waiting and worrying about getting in touch with your insurance provider when you need them.
Dropped coverage for filing too many claims or for asking for too high of a reimbursement amount.
But Trupanion Medical Insurance Is:
Having your vet paid directly whenever possible so you aren’t waiting around for reimbursement checks.
One simple plan that provides quality coverage when your pet needs it most.
Claims paid based on the actual cost of veterinary care, not what we think treatment should cost.
A condition based, lifetime deductible that you only pay once per issue and all its complications.
24/7 support from our award-winning customer care team.
Never worrying about a canceled policy or increased rates just for filing claims.
See for yourself how we stack up to other pet insurance companies.
|Coverage||Trupanion||Nationwide/VPI||Petplan||ASPCA Pet Health Insurance||Embrace||Healthy Paws||Pets Best||Figo|
|Can pay the hospital directly within minutes at checkout without you needing to take any action||Yes||No||No||No||Only for wellness claims||No||No||No|
|Offers one simple plan without confusing options to choose from that always provides 90% coverage for treatments of injuries and illnesses||Yes||No||No||No||No||No||No||No|
|Has no financial limits: Per year, per illness, or per pet||Yes||Depends upon the specific plan||Depends upon the specific plan||Depends upon the specific plan||No||Yes||Depends upon the specific plan||Depends upon the specific plan|
|Covers approved surgeries, diagnostic tests, medications, & hospital stays||Yes||Depends upon the specific plan||Yes||Yes||Yes||Yes||Yes||Yes|
|Covers dietary supplements||Yes||Depends upon the specific plan||Yes||Yes||When Wellness plan purchased||No||Yes||No|
|Pays customer based on actual veterinary bill||Yes||Depends upon the specific plan||Yes||Yes||Yes||Yes||Yes||Yes|
|Freedom to use any veterinarian at any hospital of your choice||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes|
|Allows customers to choose their own deductible amount (including a $0 deductible)||Yes||No||No||No||No||No||Yes||No|
|Customer Care available 24/7 – Award winning and pet-loving!||Yes||No||Yes||No||No||No||No||No|